Financing optimization research of Shanghai A Company

Abstract

Small and medium-sized enterprises are the foundation of China's economic development, but also an important composition of the main body of the market economy. With the increasing openness of the market environment and the number of small and medium-sized enterprises gradually increasing, China has issued various policies to encourage the development of small and medium-sized enterprises, but small and medium-sized enterprises still suffer from various difficulties in financing. After the subprime crisis, small and medium-sized enterprises are significantly affected by the world financial crisis, the financing environment is deteriorating, the financing capacity continues to decline, and the financing channels are therefore limited, and many enterprises are facing bankruptcy due to the rupture of the capital chain. This paper takes Shanghai A Company as the research object, analyzes the financing status of the company, understands the problems existing in the financing strategy of A Company, and gives optimization suggestions. It hopes that Shanghai Company A Company can seize the financing opportunities, expand its own financing channels and create A high-quality financing environment.
The construction of China's investment and financing guarantee institutions began in the early 1990s. After more than ten years of development, a new financing guarantee system for small and medium-sized enterprises in China has been formed, with policy guarantee organizations as the leading role and commercial and social mutual guarantee organizations as the two wings. The development of investment and financing guarantee industry has achieved important results on promoting the establishment of China's credit management system, solving the difficulties of investment and financing of banks, and reducing the risks of bank credit operation. It has become the main means for other financial institutions to support loans to China. At the same time, due to the special strategic position of domestic financial institutions in the economic and social development, the solution to the financing operation risk of domestic financial institutions is not only a problem of economic benefit, but also a kind of social development research. The good and bad prospects of the domestic market have a direct impact on the development of the national economy and the people, and for financial institutions, the proposal of financing operation risk is a difficult problem. Therefore, the research on the financing questions of financial institutions is of great significance.